A quiet revolution is happening within one of America’s largest retailers. OnePay, a digital finance platform supported by Walmart, will soon introduce cryptocurrency trading by the end of 2025, further consolidating the retail giant’s hold in the fintech frontier.
As part of a joint effort with Chicago-based blockchain infrastructure firm Zerohash, OnePay will soon allow users to buy, store, and sell major cryptocurrencies, such as Bitcoin and Ethereum, with its mobile app. Beyond simple buying and selling, the integration will allow customers to instantly exchange their digital assets directly into spendable form, either for making everyday retail transactions or paying OnePay card balances.
This move positions Walmart not only as a retailer but also as an emerging player in digital finance and will change the way millions of Americans interact with crypto.
Building the American Super App
Since its 2021 launch through collaboration between Walmart and Ribbit Capital, OnePay has assembled a comprehensive suite of financial tools. The platform currently delivers high-yield savings accounts, credit products, debit cards, installment payment options, and cellular service plans to approximately 1.5 million account holders.
This cryptocurrency expansion positions OnePay alongside established competitors, including PayPal, Venmo, and Cash App in the race to dominate digital finance.
Zerohash, which secured $104 million in recent funding, brings proven infrastructure to power the integration. The company specializes in connecting traditional banking systems with blockchain technology through channels.
Neither OnePay nor Zerohash confirmed specific launch dates. According to experts, Walmart’s fintech push signals a deeper bet on the digital economy. If successful, OnePay could redefine the shopping experience in the 21st century.