President Donald Trump is about to sign an executive order that would allow American 401(k) retirement plans to include alternative assets such as cryptocurrencies, gold, private equity, and infrastructure-focused funds.
The directive, expected to be issued this week, would mark a significant shift in how Americans can invest their retirement savings, potentially unlocking the $9 trillion 401(k) market for a broader range of asset classes.
In late May 2025, Trump Administration “axed” crypto guidance brought forth in 2022 under the Biden administration on 401(k) retirement plans signaling a more favorable regulatory environment for digital assets under the Trump administration.
Expanding Retirement Investment Options
The executive order in question will instruct federal regulatory agencies to evaluate and remove existing barriers that currently limit 401(k) exposure to alternative investments.
These could include digital assets like Bitcoin, precious metals, private loans, corporate takeovers, and infrastructure deals.
Such a move would reflect an ongoing effort by the Trump administration to modernize investment frameworks and expand financial opportunities for everyday Americans.
White House spokesman Kush Desai said,
“President Trump is committed to restoring prosperity for everyday Americans and safeguarding their economic future.”
However, Desai emphasized decisions should be deemed official only when announced by President Trump himself.
Broader Crypto Policy Momentum in the US
The executive order comes as the Trump administration edges closer to signing the GENIUS Act, short for Guiding and Establishing National Innovation for US Stablecoins Act. Passed by both the House and Senate, the bill awaits President Trump’s signature and would establish a comprehensive regulatory framework for stablecoins.
According to reports, a formal signing ceremony for the GENIUS Act is scheduled for 2:30 p.m. Friday in Washington, D.C.
Once enacted, the law would take effect either 18 months after signing or 120 days after relevant federal agencies, including the Treasury and Federal Reserve, issue final implementation rules.
Trump’s proposed executive action reflects growing interest worldwide in including crypto within retirement portfolios.
